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Consumer risk made simple

Reveal consumer risk, detect application fraud, and qualify more customers from around the world with Homeppl.

We’re trusted by UK’s leading companies

Jones Lang LaSalle logoCarter Jonas logoSpotahome logochestertons logoknight frank logodexters logo

How can we help your business?

Financial fraud and defaults are on the rise as consumers are forced to borrow more money during a global financial crisis.

Reduce fraud loss
Up to 10% of our clients’ assets are targeted by fraudsters. We use advanced document analysis tech, open baking algorithms and data enrichment to employ over 150+ fraud prevention tests, eliminating consumer fraud from the outset.
Unlock better credit decisions for more customers
Turn raw banking data into granular affordability insights providing a much more precise financial profile for consumers than Credit Referencing Agencies (CRAs) can. Unlike CRAs we assess thin-file, internationals and self-employed profiles with ease.
Automate manual application reviews
In-house risk teams spend up to 100 minutes assessing one application and are subject to human error. Supercharge ops teams by automatically extracting account and banking data, making affordability calculations and finding common risk signals.
Approve more customers, risk-free
We assume the risk of every application we approve. Unlike inflexible insurance policies, our guarantees pay out on claims the very same day and are valid internationally. Create a new financial revenue stream by upselling protection to your customers.

Add fraud and affordability analysis to your risk and operations teams

Whether you’re looking to reduce fraud loss, onboard customers, make better credit decisions, reveal more about your customers’ financial activity, reduce operational friction or approve more consumer applications, we use unique tech to get instant results.

Fraud and data
Automatically flag document fraud at scale whilst turning transactions and account data extracted from financial documents into actionable affordability insights. 

See Fraud and data products >
Risk and affordability
Build a comprehensive and precise risk and transactability profile for each applicant. Expand financial access to ‘thin-file’ and internationals with ease and satisfy compliance regulations. See Risk and affordability products >
Guarantees
Accept customers with undue risk. Protect liabilities and assets without common insurance friction. Add new financial products to your ecosystem. Discover our Guarantees >

Consumer risk solutions across markets

Fight fraud, verify data and measure risk with a view to approving more quality consumer applications...

Fintechs
Qualify consumer applications with speed and accuracy. Reduce customer onboarding friction & cut operations costs by automating manual processes.
Real Estate
Benefit from the most comprehensive financial qualification & risk profiling technology in Real Estate whilst guaranteeing rent internationally without friction.
Lending
Get instant access to consumers’ financial data to make faster and more accurate credit and risk decisions. Gain in-depth affordability insights, find fraud & approve more customers.

Fintechs
Qualify consumer applications with speed and accuracy. Reduce customer onboarding friction & cut operations costs by automating manual processes.
Real Estate
Benefit from the most comprehensive financial qualification & risk profiling technology in Real Estate whilst guaranteeing rent internationally without friction.
Lending
Get instant access to consumers’ financial data to make faster and more accurate credit and risk decisions. Gain in-depth affordability insights, find fraud & approve more customers.

What our Rental Market Clients Say

Quintain Living logo

The pain Homeppl prevents through their diligence process makes a massive difference. Fraudsters are getting smarter and more sophisticated by the day. It’s vital that our partners can adapt fast to reduce our exposure.

portrait of Russel Markou,
Russel Markou, Head of Operations, Quintain Living

Financial qualification success stories

Fintechs
Qualify consumer applications with speed and accuracy. Reduce customer onboarding friction & cut operations costs by automating manual processes.
Real Estate
Benefit from the most comprehensive financial qualification & risk profiling technology in Real Estate whilst guaranteeing rent internationally without friction.
Lending
Get instant access to consumers’ financial data to make faster and more accurate credit and risk decisions. Gain in-depth affordability insights, find fraud & approve more customers.

Fraud and data

Transactions analysis

Standardise all bank statements, regardless of whether your applicant chooses to connect to Open Banking or not, into a JSON file.
Convert bank statements into JSON
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Detect payment anomolies
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Convert bank statements into JSON
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Extract key account information
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Extract key account information
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Convert bank statements into JSON
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As seen in

Evening Standard logoProperty Industry Eye logoFortune logoForbes LogoBusinesswire logoThe Sun LogoYahoo finance logo

Industry Recognized Technology

Each tenant we verify goes through 150+ unique fraud tests. Email tracking, reaction tests, data enrichment, font detection, and authority & integrity tests just to name a few. What’s more? We do it at speed. 

Tenant referencing is a legal requirement. But in today’s market, it’s critical in maximising your revenue and risk protection.

Step into the future of consumer risk assessment...

We'll provide a short no-obligation demo of each element of our fraud tech, book below:

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Financial Data Analysis
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Financial Data Analysis
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Financial Data Analysis
Ac tincidunt sapien vehicula erat auctor pellentesque rhoncus. Et magna sit morbi lobortis.
Financial Data Analysis
Ac tincidunt sapien vehicula erat auctor pellentesque rhoncus. Et magna sit morbi lobortis.